Buying Outer Banks Real Estate
Outer Banks properties are always in demand and can be a great investment. Meet with an agent and get pre-qualified with a lender.
Our experienced team of Realtors® live, work, and enjoy the OBX lifestyle and are eager to share knowledge only an insider would know. Have one of our agents help guide you through the process, making it smooth and easy. A family-owned company, we have assisted homeowners in successfully buying and selling with a personal touch since 1968.
We can help guide you in finding just the right property and even more so knowing what your expectations are. Are you purchasing for investment now, retirement later? Are you looking for a primary residence? What location works best for you and your family's lifestyle? Take the guesswork out of what is available for purchase and let our agents help. Call us at 252-261-7721 or email sales@joelambjr.com.
Must I use a local lender for the loan?
No, you can use any mortgage company licensed to do business in North Carolina. We suggest you speak to a local lender, as well as one near you, to compare.
When is a good time to buy?
ANYTIME! Properties in a rental program are harder to see in the summer.
Should we get a home inspection?
The easy answer is YES. Your agent will give you several names to contact and discuss the inspection. The Home Inspector will work with you.
What are the different types of insurance?
You will usually have three policies. A flood policy, wind/hail policy and a fire/theft policy. A single insurance agent can arrange a quote for all three and with the Beach Plan policy they combine them together.
Can you rebuild any oceanfront home?
The rule is that homes must be 60 feet behind the vegetation line so rebuilding will depend on the size of the lot the house is on. In Kitty Hawk, for example, oceanfront lots are quite small. Larger lots, like in Kill Devil Hills or Nags Head, lots are much larger, so it is possible to tear down and rebuild. NOTE: Final decisions are up to the individual municipalities.
After an offer is made and accepted then what?
The Due Diligence period, which will be defined in the offer, is basically the inspection period. This period is when to get a home inspection, check insurance costs, and look into all other issues or concerns you have.
Buyers Form
